Coming Spring 2026
The New York Secure Choice Program is New York State’s retirement savings program for employees who work in New York State and do not have access to a retirement plan at work.
How Does It Work:
If you are an employee working in New York State for an employer who employs 10 or more employees, including you, you will be automatically enrolled by your employer in the New York Secure Choice Program. Once enrolled, 3% of your pay will be automatically deducted from each paycheck and deposited into a Roth Individual Retirement Account (IRA).
Is it Mandatory:
You can opt out but if you do nothing, you stay enrolled. You can re-enroll at any time.
Is the Money Always Mine:
Yes. Your account is yours, even if you change jobs.
Need more information? Contact us at [email protected]